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Different Types of
Low APR Credit Cards:
Air Miles Credit Cards
Bad Credit Credit Cards
Balance Transfer Credit Cards
Business Credit Cards
Cash Back Credit Cards
Credit Cards with Rewards
Gas Rebate Credit Cards
Gold Cards
No Annual Fee Credit Cards
Platinum Credit Cards
Prepaid Credit Cards
Reward Credit Cards
Secured Credit Cards
Student Credit Cards
Unsecured Credit Cards
UK Credit Cards
Offers by Company/Bank
American Express
Bank of America
Bank One
Chase
Citibank
Discover
MasterCard
Visa
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Credit Card Glossary
Common Questions
Contact Us
Other Great Offers:
Free Credit Report Copy
Credit Card Basics:
-
Pros and Cons of Credit Cards
-
How Credit Card
Issuers Make $$
-
Shopping
for a Good Interest Rate
-
Credit
Card Cash Advances
-
Problems
with ATM/Debit Cards
- Advantages with
ATM/Debit Cards
-
Credit Card
Record Keeping
-
Tracking Billing Errors
- What
is a Billing Error?
- Fixing
Billing Errors
-
What
is a Stop Payment?
-
How to Prevent
Identity Theft
- Pre-approval Credit Card Offers
- Safeguarding Receipts
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CREDIT CARDS FOR PEOPLE WITH BAD
CREDIT
If you've got poor credit, you can still
apply for a credit card online and obtain good rates and deals.
Using and
positively maintaining a bad credit credit card will help rebuild
your credit; soon allowing you to apply for a credit card with
even lower fixed rates, with more reward programs.
The credit cards for people with bad credit we have listed
in our credit card comparison chart below are not only for those with
poor credit. These online card offers are also ideal for those
with no credit, looking to establish credit. No matter which
situation best describes you, you can apply for a credit card
below and take the first steps to restoring or establishing
good credit.
** Note - Credit card companies
look at more than just your past credit history when issuing
online credit card approvals. They will balance any bad credit
history you have, like late payments, against your current good
credit histories, like a steady job and long-time residence
at the same address. Importantly, you can get approved for bad
credit credit cards no matter how bad your credit history is.
Get approved even if you have recently experienced bankruptcy,
foreclosure, repossession and/or divorce.
When looking for a bad credit
credit card offer, we also suggest utilizing
the
My Credit Card Finder.
Finding the right credit card has never
been easier! Simply tell them what you are looking
for and they will provide you with a list of
credit cards that are just right for you. It
is just that easy!
For those looking for alternatives to credit cards for people
with bad credit, try a
prepaid credit card
or a
secured credit card.
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*
This card is designed for those with
little or damaged credit. Orchard Bank has helped
millions of people obtain credit – Let them
help you too.
NOTE
- We consider this the best credit card
deal for those with bad credit or no credit.
* Periodic credit limit increase
reviews |
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Interest Rate |
Intro Rate |
Grace
Period |
Credit
Line |
Annual
Fee |
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8.25% - 14% |
0%
APR intro for
6 months
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20 days |
Generous credit
lines |
Low annual fees |
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* 30
second online response.
* Rebuild
your credit .
* No security
deposit.
* Accepted
at more then 29 million locations.
* Account
access & online payment.
* Special
deals for cardholders.
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Interest Rate |
Intro Rate |
Grace
Period |
Credit
Line |
Annual
Fee |
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19.75% |
N/A
|
20 days |
Generous credit
lines |
Low annual fees |
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* 30
second online response.
* Rebuild
your credit .
* No security
deposit.
* Accepted
at more then 29 million locations.
* Account
access & online payment.
* Special
deals for cardholders.
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Interest Rate |
Intro Rate |
Grace
Period |
Credit
Line |
Annual
Fee |
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19.5% |
N/A
|
20 days |
$5000 |
$50 |
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*
GET WIRED and enjoy MasterCard®
purchasing power without credit
card debt and finance charges.
*
No Credit, ChexSystems, or Employment
Checks and No Bank Account Required.
*
Earn 1 Wired Point™ with every $1
spent. Redeem points for prepaid
wireless and calling card minutes
on our website.
*
Add cash within minutes at more
than 40,000 Western Union® SwiftPay®
Agent locations and 25,000 InstaPay™
load stations.
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Interest Rate |
Intro Rate |
Grace
Period |
Credit
Line |
Fees |
|
0% APR |
N/A |
N/A |
Cash limit of
$2,500 daily. |
$9.95 activation
fee and a $3.95 monthly service fee. |
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* Guaranteed
Approval.
*
No credit check, bank account,
or security deposit required.
*
No interest charges or late
fees.
*
Prepaid, with easy loading options.
*
Purchasing power at more than
29 million merchants worldwide.
*
Cash Access at more than 800,000
ATMs.
*
Protected by MasterCard’s Zero
Liability Policy.
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Interest Rate |
Fees |
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0% APR |
One-time
Application Fee: $49.00
Monthly Service Fee: $5.95 |
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It is very common for people
with bad credit to receive pre-approval credit
card offers in the mail. The interest rates and
fees associated with these types of card offers
are very high. We suggest that you utilize one
of the bad credit card offers above and never
apply for a pre-approval card received in the
mail. Learn more about
pre-approval bad
credit credit cards.
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