We recommend that you check
your credit by obtaining a copy of your
credit report before applying for any
credit card. Having incorrect negative
marks on your credit report can negatively
affect the interest rate you get for
your credit card and/or the total amount
of credit line your receive. Errors can
even be bad enough for your application to be denied.
Click the link to order
a
free copy of your
credit report!
Two Types of Common Errors on Credit Reports:
1. Outdated Information
- A typical error on many credit reports
is the presence of out-of-date information.
Other than a bankruptcy, any other type
of negative data can remain on your credit
report for just seven years.