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WHY YOU SHOULD CHECK YOUR CREDIT BEFORE APPLYING

We recommend that you check your credit by obtaining a copy of your credit report before applying for any credit card. Having incorrect negative marks on your credit report can negatively affect the interest rate you get for your credit card and/or the total amount of credit line your receive. Errors can even be bad enough for your application to be denied.

Click the link to order a free copy of your credit report!


Two Types of Common Errors on Credit Reports:

1. Outdated Information - A typical error on many credit reports is the presence of out-of-date information. Other than a bankruptcy, any other type of negative data can remain on your credit report for just seven years.

2. Inaccuracies - The credit reporting companies often make errors about the information listed on credit reports. Frequent mistakes are an incorrect mark indicating a late payment, a repossession that never occurred, etc..

** If there are inaccuracies listed or any information older than seven years on your credit report, they can and must be removed immediately!


Once Your Credit is Checked, Apply for a Credit Card:

Please examine the various credit card offers reviewed throughout this site. Our research allows us to provide the best credit card deals on the Internet.

 

 

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